Skip to the articles
Ask Sophia

Rate Piggy

Homeownership in Southern California and beyond

Type · 1
Comparison (2)How-to (5)Q&A (8)Options (2)Program guide (3)Story (2)Local guide (3)Market update (2)
Clear
Two people stand on the front lawn of a two-story beige house with a garage, surrounded by palm trees and neighboring homes.
QualifyingStory5 min read

Buying a house after a short sale: a San Diego comeback

How long you wait after a short sale for FHA, VA and Fannie Mae loans, and how one San Diego couple timed their purchase to buy again.

Sophia WarnerSenior Loan Officer
Stacked cardboard moving boxes with a blanket on a driveway in bright sunlight.
Self-employedStory8 min read

Divorced and self-employed: what a lender reads before you buy

One San Diego file from decree to underwriting: what the lender read first, when support counted as income, and what self-employed buyers should ask.

Sophia WarnerSenior Loan Officer

Buying in San Diego County?

Get a personal rate quote from Sophia before you start touring homes.

Get My Rate Quote