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Removing PMI from a conventional loan: a step checklist

A five-step checklist for dropping PMI on a conventional loan: find your CFPB 80% and 78% marks, ask in writing, weigh an appraisal and confirm it stopped.

Sophia Warner · Jan 15, 2026 · 10 min read

A pale gray Cape Cod-style cottage with a blue front door, black shutters, window boxes and a small gabled porch on a green spring lawn.

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FHA vs conventional at a 680–740 score: the five-year cost

With a small down payment and a 680–740 score, compare FHA's HUD premiums on a $400,000 example with a written conventional insurance quote over five years.

Sophia Warner · Jan 8, 2026 · 9 min read