CalHFA MyHome San Diego: who qualifies, what it costs
How CalHFA MyHome works for San Diego first-time buyers: how much it covers, the $259,000 county income limit, repayment, and options if you're self-employed.
Sophia WarnerSenior Loan Officer
Buying a house after a short sale: a San Diego comeback
How long you wait after a short sale for FHA, VA and Fannie Mae loans, and how one San Diego couple timed their purchase to buy again.
Sophia WarnerSenior Loan Officer
Bank-statement loans: how self-employed buyers qualify when their tax returns show less than they make
Your tax returns aren't the only way to prove what you earn. Here's how lenders use your deposits instead, what it costs, and what to do before you look at a house.
Sophia WarnerSenior Loan Officer
VA loans near Pendleton and Miramar for self-employed buyers
How a VA loan works near Pendleton and Miramar: zero down, the funding fee, how entitlement sets your limit, and what self-employed income a VA lender counts.
Sophia WarnerSenior Loan Officer
Divorced and self-employed: what a lender reads before you buy
One San Diego file from decree to underwriting: what the lender read first, when support counted as income, and what self-employed buyers should ask.
Sophia WarnerSenior Loan Officer