Bank-statement loans: how self-employed buyers qualify when their tax returns show less than they make
Your tax returns aren't the only way to prove what you earn. Here's how lenders use your deposits instead, what it costs, and what to do before you look at a house.
Sophia WarnerSenior Loan Officer
4 CalHFA loan options for self-employed first-time buyers in California
Four CalHFA options compared for self-employed first-time buyers in California: who qualifies for each, what each costs later, and which one fits your income.
Sophia WarnerSenior Loan Officer
CalHFA MyHome San Diego: who qualifies, what it costs
How CalHFA MyHome works for San Diego first-time buyers: how much it covers, the $259,000 county income limit, repayment, and options if you're self-employed.
Sophia WarnerSenior Loan Officer
4 loan options for seller credits: what each lets a seller pay
Seller credit caps for conventional, FHA, VA and USDA loans side by side, what counts toward each cap, and how to size your request before you write the offer.
Sophia WarnerSenior Loan Officer
VA loans near Pendleton and Miramar for self-employed buyers
How a VA loan works near Pendleton and Miramar: zero down, the funding fee, how entitlement sets your limit, and what self-employed income a VA lender counts.
Sophia WarnerSenior Loan Officer